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LetsFurniture strives to ensure complete peace of mind and security to you while shopping on our website. You can shop on www.letsfurniture.com with confidence using any of the following options;
1. Any valid Mastercard or Visa Credit card.
2. Mastercard, Visa and Mastero Debit cards.
3. Avail an easy Credit Card EMI from
a. HDFC Bank
b. ICICI Bank
c. Axis Bank
d. Kotak Mahindra Bank
e. State Bank of India
f. Standard Chartered Bank
h. Induslnd Bank
4. Net banking facility from over 50 Indian Banks.
5. Interest Free EMI facility from Bajaj Finance Limited
Your shopping experience with LetsFurniture is 100% safe. We use the HDFC Bank payment gateway, a leading Indian bank in compliance with all security regulations.
LetsFurniture does not collect or store your account information. Your transaction is authorized by HDFC Bank directly without any information passing through us. However we monitor and review transactions on a regular basis, to identify potentially fraudulent situations and take immediate corrective steps to mitigate / limit any damage that may be caused from the same.
Never press the browser back button when the transaction is still currently being done.
Sorry we do not offer a Cash on Delivery option.
Yes we do offer a Card on Delivery option. You may chose this option and swipe either your credit or debit card at the time of delivery. For any additional verification and / or pre-payment requirements, we will contact you via telephone.
The LetsFurniture team will never request you to share any of your card details over email or phone. The only time when you may be asked for your 16 digit card number is if you apply for a loan with Bajaj Finance Limited.
Transactions could fail due to multiple reasons. Please check for the following:
If your account has been debited after a payment failure, it will be retracted within 7 working days. Please contact our support staff at firstname.lastname@example.org for any further queries you may have.
Please contact us at email@example.com with your details and we would be happy to help.
If you are a salaried employee between 23 - 60 years of age:
If you are self-employed and between 23 - 65 years of age:
Select the "Bajaj Finance EMI" on our checkout page and pay a processing fee of Rs. 749/-. On clicking "Pay Now", you will be redirected to our payment gateway to complete the transaction. After placing your order you will be requested to fill a form with some preliminary information. You will also receive an email confirming your order with us. Please fill the form, with the required details, to initiate the loan approval process. Please note that we will not be able to commence the process without these details from you.
We offer Interest Free finance in association with Bajaj Finance. However, if you who wish to avail this payment method, you will be required to pay a processing fee of Rs. 749/- at the time of ordering. In the event of your loan application being rejected or you choosing to not avail the loan, the processing fee of Rs. 749/- will be refunded by us within 5-7 working days.
Once your loan is approved, all KYC documents (PAN card, proof of the shipping address, one photograph and a cancelled cheque) will be required (in all instances) along with the down payment. Additional documents will be required in the following two instances:
Loan Applications for Individuals with Salary Accounts:
Loan Applications for Existing Bajaj Finance Limited (Bajaj Finserv) Card Holders:
The order and delivery address must be in the same name and address as the loan applicant. In case of a rented house, the customer must be staying at the current place for at least 6 months and the rent agreement should reflect the same. Else, Bajaj Finance Limited may need a previous rent agreement in addition to the other documents to establish a proof of address (electricity bill, etc.). If shipping address is meant for a new house, Bajaj Finance Limited will need the corresponding Purchase Deed as an address proof. LetsFurniture is only a facilitator and has no say in the approval / delay / rejection of the loan. This is at the sole discretion of Bajaj Finance Limited.
Our customer care executives will visit you at a time convenient to you and collect the documents and down-payment (if applicable). They will carry the ECS mandate form and loan application form which you will need to fill out and sign. Please note that the applicant will have to be personally present to sign the form.
In case your loan application is not accepted by Bajaj Finance Limited, you will have to place a new order with an alternate method of payment. The current order for which the loan was requested will be cancelled.
Currently the plan offered by us is the '11/1 Scheme' where you will be required to make a down-payment for the 1st installment and the remaining amount in 10 EMIs. For example, if you make a purchase of INR 99,000 and opt for the "Bajaj Finance EMI", you will be required to make a down-payment of INR 9,000 after your application is approved, while submitting the relevant documents. The remaining amount will be deducted from your account in 10 EMIs of INR 9,000 each. Other schemes to suit your loan amount, payment schedule requirements, eligibility etc. are also available. Please contact our customer care for details.
You can apply for a loan for up to INR 4,50,000/-
EMIs will be deducted on 2nd of every month through your bank ECS only. Once your loan is processed, Bajaj Finance Limited will provide you with login details. With these credentials, you can login and check the EMI schedule.
Once the application is processed, we will inform you about the approval / rejection of your application. In case of approval, you will also receive an SMS from Bajaj Finance Limited.
If your order qualifies under the 'Product Return' policy as mentioned in our 'Terms of Sale', LetsFurniture will return the down-payment amount to you minus the processing fees and cancellation charges if applicable. Bajaj Finance Limited will repay the EMIs you have deposited thus far.
You can either do a part-prepayment or prepay the entire loan. There is no penalty on prepayment of a loan. For more questions on prepayment policy, please visit http://www.bajajfinservlending.in/lifestyle-finance.aspx
Please ensure that the order is in name of the same person who is availing financing. The name on the invoice should exactly match your name on your PAN card. The delivery address must be the same as the billing address In case you are using your credit card to apply for the loan, please ensure that you use the same credit card to make the down-payment.
The LetsFurniture team will never request you to share any of your payment details over email or phone. The only time when you will be asked for your 16 digit card number is if you apply for a loan with Bajaj Finance Limited.
For more questions on Bajaj Lifestyle financing, please visit http://www.bajajfinservlending.in/lifestyle-finance.aspx , or contact us call +91.20 26150099, email : firstname.lastname@example.org